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By using this site, you signify your assent
to the following terms and conditions of use
without limitation or qualification. If you
do not agree to these terms, do not use this
site. Please read these conditions carefully
before using this site. Stifel, Nicolaus &
Company, Incorporated (herein also referred
to as "the advisor") may at any time revise
these terms and conditions by updating this
posting. You are bound by any such revisions
and should therefore periodically visit this
page to review the then current terms and
conditions to which you are bound. This site
is for informational purposes and does not
constitute an offer to sell or a
solicitation of an offer to buy any security
which may be referenced herein.
Disclaimer
The information provided on this site is
provided for informational purposes only.
While the Advisor seeks to provide accurate
and timely information, there may be
inadvertent technical or factual
inaccuracies and typographical errors for
which we apologize. The content of this site
reflects the authors' analyses as of the
content's initial publication date. We are
not under any obligation to update such
content to reflect circumstances that may
occur after its initial publication date. We
reserve the right to make changes and
corrections at any time, without notice.
Washington Crossing Advisors (WCA) is an
investment advisory program offered by
Stifel, Nicolaus & Company, Incorporated, a
registered investment advisor with the
Securities and Exchange Commission (SEC) and
Member NYSE, FINRA, and SIPC broker-dealer
headquartered in St. Louis, Missouri. The
information provided on this site is
provided "AS IS" and without warranties of
any kind, either expressed or implied. To
the fullest extent permissible pursuant to
applicable law, the Advisor disclaims all
warranties, including, but not limited to,
implied warranties of merchantability and
fitness for a particular purpose. The
Advisor does not warrant, either expressly
or implied, the accuracy or completeness of
the information, text, graphics, links, or
other items contained on this site, and the
Advisor expressly disclaims all liability
for errors and omissions in these materials
and for the use or interpretation by others
of information contained on the site. The
Advisor will not be responsible for any loss
or damage that could result from
interception by third parties of any
information made available to you via this
site. Neither the Advisor, nor any of its
affiliates, directors, officers, or
employees, nor any third-party vendor
retained by the Advisor will be liable or
have any responsibility of any kind for any
loss or damage that you incur in the event
of any failure or interruption of this site,
or resulting from the act or omission of any
other party involved in making this site or
the data contained therein available to you,
or from any other cause relating to your
access to, inability to access, or use of
the site or these materials, whether or not
the circumstances giving rise to such cause
may have been within the control of the
Advisor or of any vendor providing software
or support services for this site. In no
event will the Advisor, its affiliates, or
any such parties be liable to you for any
direct, special, indirect, consequential,
incidental damages, or any other damages of
any kind, even if the Advisor or any other
party have been advised of the possibility
thereof.
Nothing contained in the Advisor's site
constitutes investment advice. Neither the
information, nor any opinion contained in
this site constitutes a solicitation or
offer by the Advisor or its affiliates to
buy or sell any securities, futures,
options, or other financial instruments, nor
shall any such security be offered or sold
to any person in any jurisdiction in which
such offer, solicitation, purchase, or sale
would be unlawful under the securities laws
of such jurisdiction. You also acknowledge
that not all securities, other investments,
or investment strategies are suitable for
all investors and, in fact, the investments
and investment strategies mentioned or
discussed may not be suitable for you. You
further agree not to use the site or its
content for legal, tax, or accounting advice.
Decisions based on information contained on
the Advisor's site are the sole
responsibility of the visitor, and in
exchange for using the Advisor's site, the
visitor agrees to hold the Advisor or our
parent company, Stifel Financial Corp., and
our directors, officers, employees, control
persons, vendors, licensors, and agents, as
well as any third-party providers harmless
against any claims for damages arising from
any decisions that the visitor makes based
on such information.
Restrictions on Use of Materials
This web site is owned and operated by the
Advisor. Permission is granted to display
and navigate this site with a computer using
HTML browser software, solely for personal,
non-commercial use. Any commercial or public
use of this web site or any portion hereof is
strictly prohibited.
Except as otherwise permitted by the
Advisor, no materials from this site may be
copied, reproduced, republished, uploaded,
posted, transmitted, or distributed in any
way. You may download material displayed on
this site for non-commercial, personal use
only, provided you also retain all copyright
and other proprietary notices contained on
the materials. You may not distribute,
modify, transmit, reuse, repost, or use the
content of this site for public or
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Advisor's written permission. Modification
or use of the materials for any other
purpose violates the Advisor's intellectual
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The Advisor neither warrants nor
represents that your use of materials
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rights of third parties not owned by or
affiliated with the Advisor.
"Brochure" (Form ADV Part II)
The Advisor has filed Form ADV Part II
with the Securities and Exchange Commission
("SEC"). These materials should be read in
conjunction with the Advisor's other
publications, including, but not limited to,
fact sheets, web sites, other brochures,
reports, and commentaries as well as all
disclosures therein. A copy to our Form ADV
Part II can be requested from your Stifel
Nicolaus Financial Advisor or by contacting
Washington Crossing Advisors.
Submissions
Electronic Mail (e-mail) submitted to
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no representation whatsoever concerning the
security or confidentiality of your e-mail
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Any communications or material you
transmit to this web site by electronic mail
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affiliates. Such communications or material
shall be used for any purpose, including,
but not limited to, reproduction,
disclosure, transmission, publication,
broadcast, and posting. Furthermore, the
Advisor is free to use any ideas, concepts,
know-how, or techniques contained in any
communication you send to this web site for
any purpose whatsoever, including, but not
limited to, developing and marketing
products using such information.
Trademarks and Copyrights
The Advisor owns and operates this site.
All trademarks, service marks, trade names,
and logos displayed on this site are
proprietary to the Advisor except as
explicitly noted below under Ownership of
Other Materials. Nothing contained on the
web site should be construed as granting, by
implication, estoppel, or otherwise, any
license or right to use any trademark
displayed on this web site without the
written permission of the Advisor or such
third party that may own the trademarks
displayed on this web site. Your use of the
trademarks displayed on this web site,
except as provided herein, is strictly
prohibited.
Images displayed on this web site are
either the property of, or used with
permission by, the Advisor. The use of these
images by you, or anyone else authorized by
you, is prohibited unless specifically
permitted herein. Any unauthorized use of
the images may violate copyright laws,
trademark laws, the laws of privacy and
publicity, and communications regulations
and statutes. If you download any
information or software from this site, you
agree that you will not copy it or remove or
obscure any copyright or other notices or
legends contained in any such information.
Use of Links
Should you leave this site via a link
contained herein, and view content that is
not provided by the Advisor, you do so at
your own risk. The content to which you link
will not have been developed, checked for
accuracy, or otherwise reviewed by the
Advisor. The Advisor is not responsible for
damages or losses caused by any delays,
defects, or omissions that may exist in the
services, information, or other content
provided in such site, whether actual,
alleged, consequential, or punitive. The
Advisor makes no guarantees or
representations as to, and shall have no
liability for, any electronic content
delivered by any third party, including,
without limitation, the accuracy, subject
matter, quality, or timeliness of any
electronic content.
Jurisdiction and Governing Law
This web site is controlled and operated
by the Advisor from its offices within the
State of Missouri, United States of America.
The Advisor makes no representation that
materials on the site are appropriate or
available for use in other locations, and
access to them from territories where their
content is illegal is prohibited. Those who
choose to access this site from other
locations do so on their own initiative and
are responsible for compliance with
applicable local laws. You may not use or
export the materials on this site in
violation of U.S. export laws and
regulations.
The information provided on this site is
not intended for distribution to, or use by,
any person or entity in any jurisdiction or
country where such distribution or use would
be contrary to law or regulation or which
would subject the Advisor or its affiliates
to any registration requirement within such
jurisdiction or country.
The laws of the State of Missouri govern
these terms and conditions. If you take
legal action relating to these terms and
conditions, you agree to file such action
only in the City of St. Louis, and you
consent and submit to the personal
jurisdiction of those courts for the purpose
of litigating any such action.
Integration and Serverability
If any provision of these terms is deemed
unlawful, void, or for any reason
unenforceable, then that provision will be
deemed severable from these terms and will
not affect the validity and enforceability
of the remaining provisions. The preceding
terms and conditions of use represent the
entire agreement between the Advisor and the
user relating to the subject matter herein.
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